Zebec Network (ZBCN)
The Zebec Network White Paper V3.1 outlines a vision of integrating blockchain technology with real-world financial applications, focusing on payments, payroll, and infrastructure. Founded in 2021, Zebec Network has quickly become a prominent player in decentralized finance (DeFi) by leveraging blockchain efficiencies to address traditional financial system challenges, such as high fees, slow processing times, and intermediary reliance.
Executive summary
Zebec is a decentralized payments and infrastructure network designed to facilitate real-world value flows. By integrating blockchain and artificial intelligence (AI) technologies, Zebec enhances economic efficiency across both traditional and digital economies. Backed by $35 million from top investors like Circle, Coinbase, and Solana Ventures, Zebec empowers businesses and individuals by eliminating inefficiencies in traditional financial systems. This white paper provides a comprehensive overview of Zebec's strategic vision, technological advancements, product offerings, and ZBCN tokenomics.
| Ticker | ZBCN |
| Category | Decentralized Finance (DeFi) |
| Website | https://zebec.io/ |
| @Zebec_HQ | |
| Telegram | zebecprotocol |
| Contract Addresses | |
|---|---|
| solana | ZB...RU Copied! |
Zebec network today
Evolution of the mission and the company
Since its inception, Zebec has focused on addressing fundamental pain points in the financial sector through blockchain solutions. The company started as a Solana-based settlement protocol and has evolved into a full-stack blockchain financial network. Zebec's core mission is to develop transformative blockchain-based consumer applications that significantly improve people's lives by enabling freer movement of money.
Zebec's current product lineup
Zebec offers a diverse range of fintech products designed to bridge the gap between traditional and new financial realms. These products include real-time payroll technology, crypto payment cards, and treasury management tools specifically designed for web3 companies. Zebec's infrastructure consolidates multiple protocols, integrating a comprehensive portfolio of blockchain-enabled Real World Asset (RWA) payment and payroll products into an interconnected and interoperable network.
Technology and infrastructure
Zebec's technological backbone is built on the Solana blockchain, complemented by a proprietary software layer that bridges Web2 and Web3 systems. This architecture supports a broad spectrum of enterprise-level and consumer-facing functionalities, including payroll management, financial operations, and decentralized physical infrastructure (DePIN) applications. Zebec also employs a multi-chain infrastructure, enabling scalability, efficiency, and seamless cross-chain operations.
Zebec's products and applications
Real-time payroll
Zebec's payroll application allows employers to pay employees on a per-second basis, fundamentally changing wage access and financial planning dynamics. By integrating blockchain technology into traditional payroll services, Zebec expands payroll from fiat to USDC, making it an ideal solution for businesses with diverse and distributed global teams.
Zebec cards
Zebec offers crypto-to-fiat payment cards, including the prepaid Zebec Silver Card and the reloadable Zebec Black Card. These cards facilitate the immediate conversion of cryptocurrencies into multiple fiat currencies with zero to low transaction fees. Supported by the Mastercard network, Zebec cards enable real-life spending on everyday goods and services globally.
ZePIN (crypto payments in retail)
ZePIN is an ecosystem of IoT-enabled hardware, proprietary software, and Zebec's payment infrastructure designed to facilitate seamless crypto payments through interconnected physical devices in retail settings. The initial rollout focuses on medium-sized U.S. companies, allowing employees to use cryptocurrency for purchases at workplace establishments.
ZBCN governance
Introduction to ZBCN token
ZBCN is the governance and utility token of the Zebec Network. It enables holders to participate in governance decisions, influencing the network's priorities and unlocking various benefits and incentives. The transition to the ZBCN ticker in mid-2024 marked a strategic shift to reflect Zebec's business growth and expanded product portfolio.
Governance model
Zebec DAO operates under a hybrid governance model, combining on-chain and off-chain decision-making. This approach leverages blockchain transparency and traditional governance adaptability, allowing for comprehensive exploration and evaluation of proposals before formal on-chain votes.
Tokenomics and utility
ZBCN is utilized across the Zebec Network for governance participation, staking, and collateral in DeFi integrations. The ZBCN Buyback Program, tied to product revenue, reduces circulating supply to maintain long-term demand. Additionally, ZBCN holders receive rewards and incentives, including VIP access to premium products, exclusive airdrops, and participation in Zebec-hosted events.
Roadmap
Zebec's roadmap outlines the development of the Zebec Pay super-app, which combines payroll, payment streams, and card ecosystems using multi-chain wallet infrastructure. The Zebec Cards program will undergo significant upgrades, expanding token integrations and adding features like lending. Zebec also plans to validate the ZePIN pilot's hardware, software, and network performance to prepare for a broader rollout within the ecosystem.